China Mortgage Calculator
Use this China mortgage calculator to compare 等额本息 and 等额本金 repayment methods for commercial or provident fund loans.
China mortgage calculator
Adjust the fields and use the result for planning.
- Loan principal
- 1,000,000 元
- Equal principal and interest monthly
- 4,745.37 元
- Equal installment total interest
- 708,334.05 元
- Equal principal first month
- 6,069.44 元
- Equal principal last month
- 2,786.92 元
- Equal principal total interest
- 594,145.83 元
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What this tool helps with
This page targets the search intent around "中国房贷计算器, 等额本息, 等额本金, mortgage calculator China" and gives users a practical tool first, followed by notes and related utilities.
Important notes
- Actual rates and eligibility depend on city policy, bank review, property rules, and borrower profile.
- This is a planning tool, not legal, tax, or lending advice.
Frequently asked questions
等额本息和等额本金有什么区别？
等额本息每月还款相对固定；等额本金前期还款更高，之后逐月下降，总利息通常更低。
这个工具能算公积金贷款吗？
可以输入公积金贷款利率做估算，但额度、资格和城市政策需要以当地公积金中心为准。