China Housing Fund Calculator

Use this 公积金 calculator to estimate monthly employee and employer deposits, annual total, and simple provident fund loan repayment.

Housing fund contribution calculator

Adjust the fields and use the result for planning.

Total monthly deposit: 1,920.00 元
Personal monthly deposit
960.00 元
Employer monthly deposit
960.00 元
Total monthly deposit
1,920.00 元
Total annual deposit
23,040.00 元
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What this tool helps with

This page targets the search intent around "公积金计算器, 住房公积金缴存, provident fund calculator China" and gives users a practical tool first, followed by notes and related utilities.

Important notes

  • Chinese cities set local contribution bases, caps, floors, and loan rules.
  • Use this calculator for planning, then verify details with the local housing fund center.

Frequently asked questions

公积金缴存比例通常是多少?

不同城市和单位政策不同,常见个人和单位比例在一定区间内选择,具体以当地政策为准。

公积金贷款额度能用这个工具确定吗?

不能精确确定。额度通常与缴存年限、账户余额、收入、城市政策和房屋情况有关。